A few years ago, you and your family purchased a small house along the banks of the Wabash River. You’ve always loved this beautiful home, and you enjoy waking up early to enjoy coffee on the porch while you watch the rising sun reflect off the crystal waters of the Wabash. Unfortunately, last week it started to rain – no, POUR. The rain lasted for DAYS, and you and your family soon started to notice water rising beneath the tiles in your basement. You tried to do everything you could to keep the water out, but it only got worse! The storm ended a few hours later, but your basement is now completely full of water damage.
When your home floods, it may feel like your whole world is underwater. Floods can leave your home with copious amounts of damage, something you don’t know how you’ll be able to pay for. If you live in an area that runs the risk of flooding, you will want to invest in flood insurance in Lafayette, IN. Here are just a few of the ways which floods can damage your home:
Damages Caused by Flooding – Flood Insurance in Lafayette, IN
Electrical Damage: Flooding can cause wiring or electronics in your home to become a threat to anything or anyone who comes in contact with them.
Structural Damage: The foundation of your home could suffer from water damage, which can result in a structurally unsound home.
Contaminated Drinking Water: The rise of floodwater in your home can lead to toxins in the water you drink. This puts your family’s health in great risk.
Sharp Metals or Glass: Floods can cause sharp objects to be present in your home.
Landslides: If your home is placed on a hill, flooding can present the serious issue of landslides around the structure of your home.
Drowning in Questions?
A common misconception about flood insurance is that it is covered under normal home insurance policies. This is not true! Flood insurance, however necessary it may be, is not covered in most insurance policies, which is why Reese Insurance takes pride in offering affordable flood insurance in Lafayette, IN. The Wabash River flows through many parts of Lafayette, and anyone whose home is on or near the banks of this river is at risk for potential flooding. Without flood insurance, you will be stuck paying for the many damages that a flood can cause to your home! This can add up very quickly. This is why it’s crucial that you find a responsible Insurance Agent, like Peggy Reese, who will dedicate their time to finding you a practical and affordable policy for flood insurance in Lafayette, IN that offers the coverage you need!